WiscoREIA Eau Claire: Rising Rates, Tighter Underwriting, and the One Coverage Investors Overlook

Click here to pre-register!

The real estate landscape is changing, and insurance is changing right along with it. Rising interest rates and tighter underwriting standards are creating new challenges for investors, yet one critical form of coverage is still widely misunderstood or overlooked.

Join us for an insightful discussion that breaks down what’s happening in today’s insurance market and what it means for real estate investors. This session will connect the dots between financing, risk, and protection so you can make smarter, more informed decisions.

What we’ll cover:

• What’s changing in the insurance market and why it matters

• How these shifts directly impact real estate investors

• Why life insurance plays a bigger role in today’s investing environment

• Common insurance mistakes investors make—and how to avoid them

• A simple, practical checklist you can take home and use right away

Whether you’re actively growing your portfolio or protecting what you’ve already built, this session will give you clarity on an often-overlooked piece of the investment puzzle.

Speaker: Zach Culbertson

Owner and Insurance Agent for The DC Team at COUNTRY Financial for the last 8 years. Zach works in all areas of insurance but specializes in working with real estate investors and business owners. His agency helps clients insure their home, vehicles, rental properties, and helps them protect their families with life insurance and retirement planning. Zach is a native to Eau Claire, WI but now resides in Waukesha, WI with his wife and 2 kids.

WiscoREIA's Eau Claire Meeting Always Meets on the 2nd Tuesday of the month from 

6:30 pm - 9:00 pm!

Hosts: Shaun Tutor & Ryan Gray

Shaun became interested in real estate in 2020. He has a home improvement company, Tutor Transformations, and investing companies, where he focuses on flipping and BRRRRing real estate with his brother. They flip about 10 houses a year, and do unit turnovers and home renovations throughout the year for customers as well. Shaun and his wife, Sam, have a podcast called “Tutors of Life” where they research life, so you don’t have to.

Shaun loves business, real estate, and investing, which are the main topics he discusses on his podcast. He built his first company in 2017 and sold it in November of 2021 to focus on real estate full time. Shaun enjoys spending time with his wife, daughter and dog, Mimi, and taking cruises around the city to find the next best deal.

Ryan began in real estate and business in 2017. He owns Stable Living LLP which has 14 licensed Adult Family Homes and does in-home care for over 80 clients. This business employs over 100 staff and is where a lot of my time is spent. 

Ryan has grown a portfolio of rentals that has 550 doors currently. The majority of the acquisitions have been done using creative financing with little money down. My focus is on structuring deals with creative finance and finding deals off market. My wife Eva

Gray is a CPA who focuses on tax planning, mastering business plans, and self-managing the properties. He also started a flipping and wholesaling business called 715 Home Buyers with Brandon Anderson which does over 20 transactions a year. 

Ryan also has two children Josephine and Drew. They love to go camping together in the summer and vacationing in the winter. In his free time, he also likes to play baseball, deer hunt, and ride motorcycles.

Make sure to bring tons of business cards as you will be meeting with people that you want to get to know!

**New Location**

The Growler Guys (Back Room)

2832 London Rd.

Eau Claire, WI 54701

Please enjoy food, drinks, and TIP YOUR SERVERS!

6:30 pm - 7:00 pm - Doors open early for Networking

7:00 pm - 9:00 pm - Speaker Presentation

The meeting ends at 9:00 PM, but we’ll continue with an informal after-meeting for anyone who’d like to stay.

You can stay after the meeting as well to network! Remember to bring your deals!

Our doors are open to EVERYONE!

***Make sure to pre-register***

Click here to pre-register!